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Unlock New Revenue & Increase Customer Retention with the Fincretive Gateway
Accept OTC & HBC Payments with Ease
We’ve partnered with Fincretive* in order to empower independent grocers, ethnic markets, convenience stores, and other retailers to accept Medicare Advantage Healthy Benefits Cards (HBC) and Over-the-Counter (OTC) program payments—driving additional revenue, increasing customer retention, and leveling the playing field against national chains.
For too long, many independent retailers have been at a disadvantage, unable to support these programs while larger national competitors capitalized on them. Now, with our seamless gateway integration, you can compete on equal footing and offer the same valuable options your customers expect.
How This Benefits Your Business
Effortless Integration
The Fincretive gateway connects your POS system to all major OTC and HBC programs through a single integration, eliminating complexity and costly system changes.
Accretive Revenue & Profit Growth
Accepting these benefits increases basket size and drives incremental revenue while improving your store’s bottom line.
Attract and Retain More Customers
Customers rely on these benefits for essential purchases. By accepting them, you build long-term loyalty and keep shoppers returning to your store instead of seeking alternatives.
Available to All Clients and Retailers
This solution is available to all retailers using supported systems, including current North Country clients looking to enhance their payment options, as well as those we don’t currently have the privilege of providing service to.
We have an extensive network of relationships with other POS vendors and dealers. Depending on your specific circumstances, you will either work with one of our dedicated professionals, or we will coordinate your installation and configuration with your POS provider.
Low-Risk Implementations, Done Fast
Our streamlined onboarding process ensures a smooth transition with minimal disruption to your operations. With dedicated support and a proven integration framework, you can start accepting HBC and OTC payments quickly and confidently.